Promesses d’Obama et mise en place : site internet Create a foreclosure prevention fund for homeowners The implosion of the subprime lending industry threatens to bring foreclosure to over two million households nationwide, and is spreading devastating impacts to the economy as a whole. Barack Obama recognizes that the real victims in the subprime mortgage crisis are not the lenders, but the millions of borrowers who followed the rules and whose only crime was taking out mortgages that lenders told them they could afford. Normally, these borrowers could avoid foreclosure by refinancing their mortgages or selling their homes. Too many families are unable to refinance because no one will lend to them, and they are unable to sell their homes because the housing market has fallen. As president, Obama will fight to ensure more Americans can achieve and protect the dream of home ownership. By providing incentives to both lenders and borrowers, Obama’s plan allows some homeowners to refinance loans.
"The plan I’m announcing focuses on rescuing families who have played by the rules and acted responsibly," Obama said. "It will give millions of families resigned to financial ruin a chance to rebuild. "
By putting $75 billion toward the program, Obama exceeded the terms of his campaign promise. Promise Kept. Create a National Health Insurance Exchange Over 45 million Americans—including over 8 million children—lack health insurance. Eighty percent of the uninsured are in working families. Barack believe he must redesign the health system to reduce inefficiency and waste and improve health care quality, which will drive down costs for families and individuals. The Obama-Biden plan will improve efficiency and lower costs in the health care system by: (1) adopting state-of-the-art health information technology systems; (2) ensuring that patients receive and providers deliver the best possible care, including prevention and chronic disease management services;